Aging in Place
Through Aging In Place, Habitat for Humanity and its partners provide products and services that foster safe and livable homes and communities and that help people of all ages achieve the strength, stability, and self-reliance they need to build better lives for themselves.
Habitat partners with older adults to implement repair and modification to homes based on a sliding fee to ensure affordability.
If you are interested in applying for our Aging in Place program and you believe you qualify, we encourage you to fill out the application request form below. If you would like assistance completing this form, please contact us 507-388-2081.
What we do:
Examples of work include:
| ACCESSIBILITY AND SAFETY | LIVABILITY AND ENERGY |
| Hand railings – interior and exterior | Furnace and AC |
| Widening of doorways | Water heater |
| Door and knob replacements and locks | Roof and wall repair |
| Grab bars | Plumbing/electrical for safety and relocation |
| Roll under accessible sinks | Window replacement/repair/locks |
| ADA toilets | Weather sealing |
| Flooring- tripping hazards and stair treads | Door replacement |
| Smoke and C02 detectors | Interior/exterior paint/maintenance |
| Lighting- hallways, timers, exterior | |
| Tub-shower modifications and faucets | |
| Kitchen cabinet accessibility and pulls | |
| Washer/Dryer moves to main level |
How to qualify
Applicants must be homeowners meeting the following criteria:
- Establish the need for repair/modification
- Must be 65 or older
- Need for modification or repair
- Must own their home and current property insurance and taxes
- Possess the ability to pay
- Household income is between 30-80% of Area Median Income, AMI
- Repayment for repairs is based on a sliding fee scale
- Repayment not to exceed 30% of household income
- Debt-to -income ratio not to exceed 41%
- Willingness to partner
- Be present onsite during the project (unless special circumstances)
- Lived in the property for at least one year
- Be a partner with other organizations as deemed appropriate or necessary
Process:
PROGRAM REPAYMENT OPTIONS:
| AMI | HOMEOWNER SHARE | REPAYMENT TERM |
| <30% | Material Costs & sub-contractor costs | 0% over 3 years
|
| 31% - 50% | Materials, sub-contractor, and 10% admin | 0% over 3 years |
| 51% - 65% | All costs, including construction management | 0% over 3 years |
| 66% - 80% | All costs and a 10% admin fee. May add the 10% to the $5,000 max loan | 0% over 3 years |
Repayment terms are based on the affordability of the homeowner. A Memorandum of Understanding will be signed prior to the project start, which allows the work to be completed and permission for the release of information with partner organizations.